Montgomery Homes under $400,000

Montgomery Homes under $400,000

Welcome to Montgomery, Texas, a vibrant community that seamlessly blends small-town charm with modern amenities. Located in Montgomery County, this area is renowned for its exceptional school district, which is a significant draw for families seeking a nurturing and enriching environment for their children. The Montgomery Independent School District prides itself on its commitment to academic excellence, providing students with a well-rounded education that includes a variety of extracurricular programs, advanced placement courses, and dedicated educators who inspire a love for learning.

For families looking to settle in this picturesque region, the real estate market offers a variety of homes under $400,000. Whether you are a first-time homebuyer or looking to downsize, Montgomery has something for everyone. From charming single-family homes nestled in friendly neighborhoods to modern townhouses with contemporary finishes, you’ll find properties that cater to diverse lifestyles and budgets. The affordability of homes in this area allows families to invest in their future while enjoying the benefits of living in a community that values education and quality of life.

In addition to its excellent schools, Montgomery boasts beautiful parks, recreational facilities, and a close-knit community atmosphere. Residents enjoy a range of outdoor activities, from fishing and boating on Lake Conroe to hiking in the nearby Sam Houston National Forest. With its blend of educational opportunities, affordable housing, and a welcoming community spirit, Montgomery, TX, is the ideal place to call home. Explore the possibilities today and discover your perfect home in this thriving area!

Newest Montgomery Homes under $400,000

9944 Chestnut Ct, Montgomery
$250,000
3 Beds ⋅ 2 Baths ⋅ 4845458 MLS ⋅ ACTIVE Status
Discover the possibilities of country living in the Stone Ranch community of Montgomery! Situated on 2.8 acres, this 3-bedroom, 2-bath home offers 1,664 square feet of living space surrounded by a peaceful, natural setting. The fenced property features a beautiful combination of open space and mature trees, creating a picturesque landscape with room to enjoy the outdoors. Backing to a neighborhood pond, the property offers a scenic backdrop and a wonderful connection to nature. Inside, the home presents an opportunity for thoughtful updates and personal touches to bring your vision to life. Residents of Stone Ranch also enjoy access to neighborhood hiking trails, adding to the appeal of this charming community. With generous acreage, natural beauty, and room for possibilities, this property is ready for its next chapter.

9944 Chestnut Ct, Montgomery
11318 Iron Horse St, Montgomery
$384,990
4 Beds ⋅ 3 Baths ⋅ 24748027 MLS ⋅ ACTIVE Status
Step into a thoughtfully designed single-story home offering 2,026 square feet of comfortable, modern living. This open floor plan seamlessly blends spaciousness with functionality, creating an inviting atmosphere perfect for both everyday life and entertaining. At the heart of the home, a bright and airy living area flows effortlessly into the dining space and contemporary kitchen, complete with a large island, ample cabinetry, and sleek finishes. Natural light pours in through well-placed windows, enhancing the open-concept design and making the space feel even more expansive. This home features four generously sized bedrooms and three full bathrooms, providing flexibility for families, guests, or a home office setup. The private primary suite serves as a relaxing retreat, complete with an en suite bathroom featuring dual vanities, a spacious shower, and a walk-in closet. Additional bedrooms are thoughtfully positioned to offer privacy and convenience.

11318 Iron Horse St, Montgomery
11302 Iron Horse St, Montgomery
$364,990
3 Beds ⋅ 2 Baths ⋅ 78383312 MLS ⋅ ACTIVE Status
Welcome to the Neiman II B in the desirable Two Step Farm community! This beautifully designed 3-bedroom, 2-bath home offers an open-concept floor plan with stylish upgrades throughout. Features include quartz countertops, under-cabinet lighting, a breakfast bar, energy-efficient stainless steel gas appliances, undermount sinks, and a spacious owner’s suite with a double vanity, walk-in closet, and semi-frameless tiled shower. Additional highlights include Lasso Wi-Fi, a smart thermostat, generator pre-wire, keyless entry, Low-E windows, a tankless gas water heater, radiant barrier roof decking, full gutters, and a fully bricked exterior. Enjoy the covered rear patio overlooking a fully sodded and irrigated yard with professional landscaping and a 6-foot privacy fence—perfect for relaxing or entertaining.

11302 Iron Horse St, Montgomery
11227 Moccasin Dr, Montgomery
$329,990
4 Beds ⋅ 2 Baths ⋅ 45943781 MLS ⋅ ACTIVE Status
The Easton II G in Two Step Farm features an open floor plan with 4 bedrooms and 2 bathrooms. Included Features include quartz countertops, luxury vinyl plank flooring in all bedrooms, under-cabinet lighting, and a stainless culinary faucet. The kitchen offers an island, gas range, dishwasher, vented micro-hood, and undermount sinks. The owner’s suite includes a double vanity, walk-in closet, and tiled shower with semi-frameless glass. Smart features include Lasso Wi-Fi, Wi-Fi thermostat, generator pre-wire, low voltage package, and keyless entry. Exterior highlights include painted garage door, gutters, low-E windows, tankless water heater, radiant barrier roof, rear patio, full sod, irrigation, landscaping, and 6 ft privacy fence.

11227 Moccasin Dr, Montgomery
11219 Moccasin Dr, Montgomery
$309,990
3 Beds ⋅ 2 Baths ⋅ 42155471 MLS ⋅ ACTIVE Status
The Ironstone II B features an open, split floor plan with 3 bedrooms and 2 bathrooms. Included Features include quartz countertops, luxury vinyl plank flooring in all bedrooms, under-cabinet lighting, backsplash, framed mirrors, and tiled surrounds in all baths. The kitchen offers a walk-in pantry, stainless gas range, dishwasher, and vented micro-hood with undermount sinks. The owner’s suite includes a double vanity, walk-in closet, and tiled shower with semi-frameless glass. Smart features include Lasso Wi-Fi, Wi-Fi thermostat, generator pre-wire, low voltage package, and keyless entry. Exterior highlights include full brick, gutters, low-E windows, tankless water heater, radiant barrier roof, covered patio, full sod, irrigation, landscaping, and 6 ft privacy fence.

11219 Moccasin Dr, Montgomery
107 Harbour Town Ln, Conroe
$170,000
3 Beds ⋅ 2 Baths ⋅ 26741688 MLS ⋅ ACTIVE Status
Spacious multi-level home offering incredible versatility and potential. The exterior features a unique architectural design with an attached garage, a covered entry, a large elevated upper-level deck, and a fenced backyard complete with a standalone storage shed. Inside, the bright and expansive upper-level living room boasts high ceilings, hardwood flooring, a stone-faced fireplace, and large windows. The open-concept kitchen and dining area is ideal for hosting, featuring abundant white cabinetry, a built-in oven, a center island, and a dedicated pantry. The primary suite offers a generous layout with a deep walk-in closet and an en-suite bathroom equipped with dual vanities and a soaking tub. Additional flexible secondary bedrooms, a second full bath, a laundry nook, and an enclosed sunroom area provide plenty of options for a home office or gym space. Flexible purchase terms considered.

107 Harbour Town Ln, Conroe
15622 Walnut Dr, Montgomery
$250,000
3 Beds ⋅ 2 Baths ⋅ 40273479 MLS ⋅ ACTIVE Status
CUSTOMIZE NOW! Nestled within a community bordering the Sam Houston National Forest, this new construction home sits on an oversized lot & offers a thoughtfully designed 3 bed, 2 bath open concept split floorplan. Get in early for the opportunity to personalize select finishes & features! The open-concept kitchen features a grand island, stainless steel appliances & ample cabinetry, flowing seamlessly into the spacious living room with picture windows overlooking the backyard. The generous primary suite features His & Her closets & a spa-inspired bath with dual vanities & grand beach-entry shower. Enjoy 9' ceilings throughout, 10' ceilings in the foyer & living room, plus a covered back patio. Community amenities include hiking trails, lake & pool access for approx. $100/yr. Zoned to Montgomery ISD with a LOW 1.56% TAX RATE & HOA dues of ONLY $36/yr! Convenient to Lake Conroe, shopping, dining & entertainment

15622 Walnut Dr, Montgomery
15634 Holly Dr, Montgomery
$250,000
3 Beds ⋅ 3 Baths ⋅ 98356434 MLS ⋅ ACTIVE Status
CUSTOMIZE NOW! February 2027! Nestled within a community bordering the Sam Houston National Forest, this new construction home sits on a desirable OVERSIZED LOT with a GLIMPSE OF THE LAKE. Enter from the covered front porch into a sunlit family room flowing seamlessly into the open-concept kitchen featuring stainless steel appliances, ample cabinetry & an island overlooking the living space. The expansive 1st-floor primary suite features a generously sized walk in closet & walk in shower. Adding everyday functionality a spacious laundry room & half bath conveniently located off the main area. 2 spacious secondary bedrooms offer privacy for family, guests or a home office. An oversized garage provides parking & additional storage. Enjoy covered front & rear porches! Community amenities include hiking trails, lake & pool access for approx. $100/yr. Zoned to Montgomery ISD with a LOW 1.56% TAX RATE & HOA dues of ONLY $36/yr! Convenient to Lake Conroe, shopping, dining & entertainment.

15634 Holly Dr, Montgomery
71 La Costa Dr, Montgomery
$375,000
4 Beds ⋅ 3 Baths ⋅ 33328931 MLS ⋅ ACTIVE Status
With serene lake views from the front of the home, and verdant golf course views of hole #4 from the back, this home is truly the best of both worlds! Located on a quiet street in Del Lago, with close proximity to Margaritaville Resort, this home offers beautiful natural light throughout the many windows, fresh interior paint, recently installed hardwood flooring, and an open and inviting layout for family and entertaining guests. The kitchen features 42" cabinets, a recently replaced fridge, granite counters, and walk-in pantry. The kitchen opens to the family room with vaulted ceilings and a cozy fireplace. Formal dining (or flex space). Primary bedroom suite downstairs; game room and three spacious bedrooms upstairs. Washer/dryer included, 2 car attached garage, low HOA fees and no MUD tax!

71 La Costa Dr, Montgomery
222 Racetrack Ln, Montgomery
$380,000
3 Beds ⋅ 2 Baths ⋅ 28477975 MLS ⋅ ACTIVE Status
Nestled in Lake Creek Village, this unique home in Montgomery boasts stunning views of Fernland and Memory Park's historic cabins. With no rear neighbors, enjoy privacy and direct access to the library and parks. Featuring an open layout, high ceilings, crown molding, and top-quality finishes like tile and granite. Bask in beautiful sunsets by the patio and heated, jetted pool, or relax under the metal-roofed pergola. Walk to nearby amenities and schools, with a garage suitable for larger vehicles and a whole-house generator. HOA covers yard maintenance. Interior and Exterior paint in 2025. Don't miss out on this gem!

222 Racetrack Ln, Montgomery
11306 Iron Horse St, Montgomery
$349,990
3 Beds ⋅ 2 Baths ⋅ 14574723 MLS ⋅ ACTIVE Status
Welcome to the stunning Jepson II floorplan—a thoughtfully designed 3-bedroom, 2-bath home with a dedicated office space perfect for working from home or creating your ideal flex room. This home offers an open-concept layout with abundant cabinet space, a spacious kitchen, and a large walk-in pantry—perfect for both everyday living and entertaining. The private primary suite features a spa-like bathroom with a walk-in shower, dual sink vanity, and a generous walk-in closet. Step outside to enjoy the covered back patio, ideal for relaxing or hosting guests year-round. Located in a desirable community filled with amenities and charm, this home combines comfort, functionality, and lifestyle. Don’t miss your chance to call this one home! Photos are REPRESENTATIVE!!!

11306 Iron Horse St, Montgomery
11215 Moccasin Dr, Montgomery
$314,990
3 Beds ⋅ 3 Baths ⋅ 64783255 MLS ⋅ ACTIVE Status
Beautiful Ravine II G in Two Step Farm featuring an open floor plan with 3 bedrooms and 2 full bathrooms. The Included Features includes quartz countertops, luxury vinyl plank flooring in all bedrooms, under-cabinet lighting, and stainless gas appliances. The kitchen and baths feature undermount sinks, while the owner’s suite offers a double-sink vanity, walk-in closet, tiled shower, and semi-frameless door. Enjoy smart home features including Lasso Wi-Fi, Wi-Fi thermostat, generator pre-wire, low-voltage package, keyless entry, and garage door opener. Exterior highlights include full brick, gutters, low-E windows, tankless water heater, radiant barrier roof sheathing, rear porch, full sod, irrigation, landscaping, and 6 ft privacy fence.

11215 Moccasin Dr, Montgomery
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